Addictive conditions or disorders

Addictive conditions or disorders, and alcohol, drug, and solvent abuse

Understanding the exclusions on your International Private Medical Insurance policy is important to ensure you are aware of what treatments and illnesses will not be covered. In the case of addictions and substance abuse, the policy will most likely not cover any treatment related to the addiction or substance abuse itself, as well as any illnesses or injuries caused directly or indirectly as a result of the addiction or abuse. This can include, but is not limited to, treatment for physical and psychological conditions resulting from the addiction or abuse, such as liver damage from alcohol abuse or mental health issues related to drug addiction. Additionally, the policy will not cover any treatment for illnesses or injuries caused by being under the influence of any substance.

It is important to note that addiction and substance abuse are complex issues that require specialized care and treatment. Many insurance policies do not cover these treatments as they are often considered preventable or self-inflicted conditions.