Convalescence, rehabilitation, nursing homes, and health spas or hydros

International Health Insurance policies typically exclude coverage for hospital accommodation if the reason for hospitalization is for convalescence, rehabilitation, or supervision. This means that if an individual is hospitalized for the purpose of recovering from an illness or injury, and the hospital stay is not deemed medically necessary, the cost of the hospital stay will not be covered by the insurance policy. Additionally, treatments such as relaxation or rest treatments, nature cure clinics, health spas, and health hydros are also typically excluded from coverage.

This type of exclusion, which relates to hospital accommodation and non-medically necessary treatments, is commonly found in international health insurance policies. It is important to note that some policies may have a rehabilitation treatment benefit that may cover certain costs associated with these types of treatments, but it is important to review the terms and conditions of your specific policy to determine what is covered.