Emergency Medical Evacuation

Emergency medical evacuation incurred without the prior knowledge and written approval of the insurance provider is typically excluded from coverage under most insurance policies. This means that if an individual requires emergency medical evacuation, such as being transported to a hospital in another location, and the insurance provider has not been notified beforehand and given written approval, the costs of the evacuation may not be covered by the insurance policy.

Emergency medical evacuation can be an extremely expensive benefit, and it is important for the insurance provider to be notified in advance so that proper procedures can be followed and costs can be controlled. This may include ensuring that the individual is transported to an appropriate medical facility, arranging for medical staff to accompany the individual during transport, and coordinating with local healthcare providers to ensure continuity of care.

It’s important to understand that emergency medical evacuation is not the same as transportation back to your home country or transportation to another location for non-emergency treatment, which may not be covered under the policy.

It’s essential for individuals to consult with their healthcare providers and insurance providers to fully understand the terms and conditions of their insurance policies and what treatments, tests, and procedures are covered, and what procedures need to be followed in case of emergency medical evacuation.