Family therapy and counselling

This exclusion on a medical insurance policy means that the policy may not cover costs in respect of a family therapist or counsellor for out-patient psychotherapy treatment. However, some insurers do provide some coverage in this aspect. Family problems can affect all areas of family members’ lives and cause troubles at work, school or in general activities. When it feels like the challenges in a family are too big to handle and aren’t getting better, it may be time to see a therapist and receive counseling. In these type of settings, it is often possible to help families find new ways to manage struggles, conflicts, and challenges. This exclusion applies to costs associated with family therapy or counseling for out-patient psychotherapy treatment, but some insurance companies may provide coverage for these services. It’s important to check the policy’s terms and conditions or to inquire with the insurer to know the coverage provided.