Infertility treatment

This exclusion on a medical insurance policy means that the policy may not cover infertility treatment including medically assisted reproduction or any treatment for any medical problems arising from it. Infertility treatment is a common exclusion in many medical insurance policies, although a few higher level plans do offer some coverage as a specific benefit for infertility treatment. Infertility is defined as the inability to conceive after a year of regular, unprotected sex. Infertility treatment is a broad term that can include various types of treatment such as: medicines, surgical procedures, and assisted conception. Medicines used in infertility treatment may cause side effects such as nausea, vomiting, headaches, and hot flushes. Surgical procedures that may be used to investigate fertility problems and help with fertility include fallopian tube surgery, endometriosis, fibroids, and PCOS, correcting an epididymal blockage and surgery to retrieve sperm. Assisted conception includes Intrauterine insemination (IUI), In vitro fertilization (IVF), Egg and sperm donation. The availability of coverage for infertility treatment will depend on the specific policy and the terms and conditions of the policy.