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Learning and educational difficulties

Many private medical insurance policies do not provide coverage for learning and educational difficulties, including, but not limited to, dyslexia and speech disorders.

Dyslexia is a specific learning disorder that affects reading. It is characterized by difficulty with accurate and/or fluent word recognition, and by poor spelling and decoding abilities. These difficulties typically result from a deficit in the phonological component of language that is often unexpected in relation to other cognitive abilities and the provision of effective classroom instruction. Dyslexia is a neurological condition that is often inherited and affects individuals of all levels of intelligence.

A speech disorder, also known as a communication disorder, is a condition in which a person has difficulty with the production or use of speech sounds, also known as articulation, fluency or voice. Speech disorders can make it difficult for individuals to communicate effectively with others.

Common types of speech disorders include:

» Articulation disorders, which involve difficulty producing certain speech sounds correctly.
» Phonological disorders, which involve difficulty with the sound patterns of language.
» Disfluency, which includes stuttering or repetitions of sounds, syllables or words.
» Voice disorders, also called resonance disorders, which involve difficulty with the pitch, volume, or quality of the voice.

It is important to note that while these difficulties may not be covered by private medical insurance, they can be treated by speech-language pathologists and other professionals who specialize in the assessment and treatment of communication disorders.