Brokerfish

Loss of hair and hair replacement

This exclusion on a medical insurance policy means that the policy will not cover investigations into and treatment for loss of hair, including hair replacement unless the loss of hair is due to cancer treatment. Hair transplantation due to loss of hair is a procedure that removes hair follicles from one part of the body, typically called the ‘donor site’, to a bald or balding part of the body usually named as the ‘recipient site’. This transplant technique is primarily used to treat baldness for men. The procedure is minimally invasive and grafts containing hair follicles that are genetically resistant to balding (typically at the back of the head as an example) are transplanted to the bald section of the scalp. Hair transplantation may also help to restore eyelashes, beard hair, pubic hair, eyebrows, chest hair, and to fill in scars after accidents or surgical procedures such as face-lifts and old hair transplants. It is important to note that hair transplantation is different from skin grafting as the grafts contain almost all of the epidermis and dermis surrounding the hair follicle, and many tiny grafts are transplanted rather than a single strip of skin