Brokerfish

Obesity Treatment

Obesity is a growing concern worldwide and while many insurers offer help and motivational programs to help individuals manage their weight, the cost of investigations into and treatment for obesity is often an excluded benefit from most medical insurance policies. This exclusion is based on the fact that obesity is considered a preventable condition and that many effective weight loss programs are available without medical intervention.

However, it is important to note that some medical conditions such as hypothyroidism, Cushing’s syndrome, and polycystic ovary syndrome (PCOS) can contribute to weight gain and these conditions are typically covered by insurance. Additionally, bariatric surgery, which is a type of weight loss surgery, is often covered by insurance if it is deemed medically necessary.

While this is the case, many insurers do offer help and motivational programs which can be accessed by the insured members. One example is the Allianz Care Health and wellness hub where you will find information on diet and nutrition, exercise and fitness, sleep and emotional wellbeing. You’ll also find services like the Allianz Care Health Steps App, Expat Assistance Programme App, Travel Security Services App, BMI Calculator, Wellness webinars and more. These resources are designed to help individuals manage their weight and improve their overall health.

It is important to check with your specific insurance policy to understand what is and isn’t covered when it comes to obesity treatment. And also reach out to your provider to see if they offer any support or programs that can help you with your weight loss journey.