Spa and wellness massages

International Private Medical Insurance policies typically exclude coverage for stays or treatments in facilities such as cure centers, bath centers, spas, health resorts, or recovery centers. This exclusion also applies to treatments such as thermal baths, saunas, and wellness massages, even if they are medically prescribed. This is because these types of facilities and treatments are not considered to be medically necessary and are often viewed as a form of luxury or relaxation.