Sterilisation, sexual dysfunction and contraception

International Private Medical Insurance policies typically exclude coverage for procedures that are aimed at rendering an individual infertile, such as vasectomies or tubal ligations. Additionally, treatments, procedures or medications that are used for the purpose of birth control or preventing pregnancies are also typically excluded from coverage. Furthermore, treatments for sexual dysfunction, unless they are deemed necessary as part of in-vitro fertilization (IVF) treatment, are also generally not covered by these policies.

It is important to note that these exclusions may vary depending on the specific policy and insurance provider. Some insurance companies may have different coverage options or exceptions for these types of procedures, so it is important for individuals to review their policy and speak with their insurance broker such as to understand their coverage options. Additionally, it may be worth exploring alternative insurance options or riders that may provide coverage for these types of procedures.