Vitamins or minerals

Products classified as Vitamins or minerals, also known as micronutrients, are typically not covered by health insurance policies unless there is a specific benefit outlined in the policy. These substances are essential for the proper functioning of the body and maintaining overall health. While most individuals are able to obtain all the necessary micronutrients through a balanced and varied diet, some individuals may require additional supplements. However, it is important to note that taking these supplements should always be done under the guidance of a medical professional. Exclusions to this rule may include instances where vitamins and minerals are needed during pregnancy or to treat diagnosed vitamin deficiency syndromes, which may be covered by some insurance providers. In addition to vitamins and minerals, other types of supplements such as infant formula and cosmetic products are also typically excluded from coverage. Even if these products are medically recommended, prescribed, or acknowledged for their therapeutic effects, they are not typically covered by insurance. Costs associated with nutritional or dietary consultations are also typically not covered, unless a specific benefit is outlined in the policy’s Table of Benefits.