Who is Considered a Dependent in International Private Medical Insurance?

Understanding Dependents in IPMI: Who is Covered Under a Policy

In the context of IPMI (International Private Medical Insurance), a dependent refers to an individual who is covered under a policyholder’s insurance policy. Dependents can include the policyholder’s spouse, children, or other family members who are financially dependent on the policyholder.

What is considered to be a dependent can vary between insurance policies and countries, but generally includes individuals who are legally dependent on the policyholder for financial support and who are listed on the policyholder’s insurance policy. For example, a policyholder’s spouse and children would typically be considered dependents, while extended family members such as parents, grandparents, or siblings would typically not be considered dependents.

It is important to note that the determination of what is and is not considered a dependent is made on a case-by-case basis and may depend on the specific circumstances of the policyholder and their dependents. Policyholders should consult with their insurance provider to determine who is covered under their policy.