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Eligible Treatments in IPMI: What is Covered and What is Not

Understand Your IPMI Policy: Eligible Treatments Explained

Eligible treatments in International Private Medical Insurance (IPMI) refer to medical procedures and services that are covered by the insurance policy. These treatments are typically those that are considered medically necessary and are essential to maintaining an individual’s health. The list of eligible treatments can vary between different insurance providers, but some common examples of eligible treatments include:

» Outpatient and inpatient hospital treatments such as surgery, tests, and diagnostic procedures
» Chronic disease management such as diabetes, asthma, and heart disease
» Maternity care and childbirth
» Mental health services such as counseling and therapy
» Preventive care such as regular check-ups, immunizations, and health screenings

On the other hand, non-eligible treatments are those that are not covered by the insurance policy. Examples of non-eligible treatments include:

» Elective or cosmetic procedures such as facelifts and Botox injections
» Experimental or unproven treatments
» Dental treatments that are not considered medically necessary
» Alternative or complementary therapies such as acupuncture and chiropractic care

It is important to note that the list of eligible and non-eligible treatments may vary between insurance providers, and individuals should review their insurance policy carefully to understand what treatments are covered.