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Understanding Force Majeure and its impact on IPMI Policy

What is Force Majeure and how it affects International Private Medical Insurance

Force majeure refers to unexpected and unavoidable events that occur outside of the control of the parties involved and make it impossible for them to fulfill their obligations under the agreement. In the context of International Private Medical Insurance (IPMI), force majeure refers to events such as natural disasters, war, civil unrest, pandemics, and other similar events that may impact the policyholder’s ability to receive medical treatment, as well as the insurance company’s ability to provide the coverage. These events are generally not covered under the policy, as they are considered to be outside the scope of the parties’ control.