Insured Person Definition in International Private Medical Insurance (IPMI)

Understanding the Insured Person in IPMI Policies

The insured person is the person who is covered under an insurance policy. In the context of International Private Medical Insurance (IPMI), the insured person refers to the individual who has purchased the policy and is entitled to receive medical treatment and benefits as per the policy terms and conditions. The insured person may be the policyholder or a dependent listed under the policy. For example, if a family purchases an IPMI policy, all members listed under the policy are considered as insured persons and are eligible to receive benefits in the event of a medical emergency while traveling outside their home country.