Glossary for Medical Insurance

Glossary for Medical Insurance: Understanding your Table of Benefits, Policy Certificate, and Full Terms and Conditions

In this Glossary for Medical Insurance we help you understand and learn about the following aspects:

Table of Benefits

A table of benefits is a document that outlines the specific coverage and limits of a medical insurance policy. It is a summary of the most important information about the policy, including the types of services that are covered, the amount of coverage for each service, and any exclusions or limitations that apply.

Policy Certificate

The policy certificate is a document that provides detailed information about the policy, including the terms and conditions that govern the policy. It typically includes information about the policyholder’s rights and responsibilities, as well as information about the policy’s coverage limits and exclusions.

Full Terms and Conditions 

The full terms and conditions of the medical insurance policy is a document that contains all the details of the policy, including the policy’s coverage limits, exclusions, and conditions. This document is usually quite long and detailed, and is intended to provide a complete understanding of the policy.

Glossary for Medical Insurance: table of benefits, insurance certificate, policy terms and conditions

Purpose of the Glossary for Medical Insurance section

While most people tend to only glance at the table of benefits it is very important to read the full documentation. Hence, it is important to read all three of the above documents together when considering a medical insurance policy. The table of benefits provides a quick overview of the policy, the policy certificate provides more detailed information, and the full terms and conditions provides a complete understanding of the policy. By reading all three documents together, you can make an informed decision about whether the policy is right for you.

To help you make an informed decision about your medical insurance policy we have compiled this list. The Glossary for Medical Insurance lists the most common terms and benefits used in a typical table of benefits, policy certificate and full terms and conditions.

The most crucial part of any insurance contract is often the exclusions section. To assist you, we have developed a dedicated section that explains various terms found in these exclusions, which you can refer to when reviewing your policy document.

By understanding what each term and benefit means, you can get a better idea of the coverage provided by the policy. However, it’s important to review the specific policy you’re considering to ensure you have a full understanding of the coverage. If you have any doubts or questions, please don’t hesitate to reach out to us at for a more in-depth explanation and elaboration on the policy you are considering.