Brokerfish

Hospital Accommodation

TOB-Glossary-Medical-Insurance-Hospital-Accommodation

Hospital accommodation refers to the type of room you will stay in while you are hospitalized. Typically, standard private or semiprivate rooms are covered under this benefit, while deluxe, executive rooms, and suites are not. The hospital accommodation benefit usually only applies when the hospitalization is not related to any other in-patient benefit listed on the Table of Benefits. This is because certain medical treatments or conditions may have their own specific benefits that include hospital accommodation. For example, if you are hospitalized for cancer treatment, the hospital accommodation will usually be covered under the oncology benefit and not under the hospital accommodation benefit. Some other examples of benefits that already include hospital accommodation (if included in your plan) are psychiatry and psychotherapy, organ transplants, oncology, routine maternity, palliative care, and long-term care.