Brokerfish

Medical Evacuation

TOB-Glossary-Medical-Insurance-Medical-Evacuation

Medical evacuation, also known as medevac, is a service that is typically covered by most insurance policies. It is designed to provide individuals with access to top-quality medical care in situations where the necessary treatment is not available locally or if adequately screened blood is unavailable in an emergency.

Medical evacuation may be necessary in a variety of scenarios such as natural disasters, accidents, and other medical emergencies. Insurers will typically evacuate individuals with the assistance of specialized companies that specialize in these types of evacuation cases. 

The individual will be transported by ambulance, helicopter, or airplane to the nearest appropriate medical center, which may or may not be in their home country. The evacuation process should be requested by the individual’s doctor and will be carried out in the most economical way that is appropriate to their medical condition.

Once the individual has received the necessary treatment, insurers will typically cover the cost of the individual’s return trip at economy rates to their principal country of residence. The process of medical evacuation should be initiated by contacting the insurer at the first indication that it is necessary. The insurer will then organize and coordinate all stages of the evacuation until the individual arrives safely at their destination of care. If the medical evacuation is not organized by the insurer, they usually reserve the right to decline all costs incurred. It is important to verify if this benefit is covered by the policy before you reside in a country with limited or lack of top quality medical care.