Brokerfish

A Guide for Every Budget

How to Find the Best International Medical Insurance Plan: A Guide for Every Budget | 3 distinct recommendations

International Medical Insurance Recommendations: A Guide for 3 Specific Situations and Budgets

At BrokerFish, we understand that choosing the right international medical insurance plan can be a daunting task, especially when you’re faced with multiple options and situations. Hence, we find you the best international medical insurance plan for your budget. That’s why we’ve created this section to help you navigate through the maze of available plans and find the one that suits your specific needs. Whether you’re looking for affordable coverage, a long-term solution, or the best possible coverage for your family, we’ve got you covered.

1. Affordable Coverage for Tight Budgets

If you’re on a tight budget, we recommend Claria. Their Sky, Sun, Star, and Mundial plans offer affordable premiums and decent limits, with worldwide coverage (excluding USA). The Star plan provides inpatient coverage up to USD 1,000,000 and outpatient up to USD 7,500 for medical visits. Cancer treatment is covered up to an annual limit for inpatient and USD 100,000 for outpatient, with all limits per year.

2. Long-Term Affordable Coverage with No Claims Bonus

or those looking for long-term affordable coverage, we recommend Expatriate Group’s Primary, Primary+, or Select plans with an excess of USD/Euro/GBP 250 or 500 per claim. Expatriate Group offers a no claims bonus of up to 20% (in cooperation with Brokerfish, up to 25%). You can access the maximum discount after three years of no claims. You can access this bonus today by showing documentation that you’ve been claims-free on your current policy for 1-3 years. With reduced premiums and a no claims bonus, this plan provides an affordable solution that protects you in case of severe and costly incidents.

3. Best Possible Coverage for You and Your Family

If you’re looking for high-quality international medical insurance with broad coverage for all types of situations, we recommend Cigna Global. They offer a modular solution with worldwide coverage (excluding USA if not added). You can start by selecting deductible and core plan Silver, Gold, or Platinum. Then, you can tailor the plan to your needs and budget by selecting a co-pay and various modules.

Cigna also offers Close Care for those who only need coverage in their country of residence or nationality.