Affinity Group Discounts & Partner Rewards for International Medical Insurance
Exclusive, verifiable discounts and tailored solutions for associations, schools, NGOs, crews, remote teams and member communities. Our flagship performer, The BrokerFish Affinity Network, delivers up to 20% off for qualifying societies and associations.
Why affinity matters
Affinity partnerships leverage group buying power and verified membership to secure lower premiums, richer benefits, and streamlined onboarding. Members get global cover options, cashless access in many facilities, and add-ons like maternity, dental, mental health, evacuation and wellness/EAP—at preferential terms.
- Real discounts (not “net of made-up list prices”)
- Clear eligibility & fast proof-of-membership checks
- Choice of deductibles and area of cover (e.g., regional such as SEA, Africa, Worldwide excl. USA & Worldwide)
The BrokerFish Affinity Network — 20% Discount for Member Societies
Societies and associations that enroll in our network unlock a 20% discount on international medical insurance premiums for their members. The program currently features standard plans from Optimum Global via BrokerFish.
- Applies to all standard Optimum Global plans sold through BrokerFish
- Eligibility: verified membership in a participating society/association
- Documents: basic proof of membership (and ID) during application
Affinity programs & member rewards
Explore active programs below. Each page explains eligibility, discount mechanics and how to request your code.
Premium Rewards
Up to 25% off with Expatriate Group for claim-free switchers (1–3 years). New to cover? Get 5% off published rates.
Learn more & get your code
Blue Wave (Seafarers & Crew)
15% member discount on travel, medical and life cover tailored to offshore life. Send your employment contract and offshore fitness cert to receive your code.
How it works & access your discount
HomeExchange Members
15% off travel, medical, income protection and life insurance for HomeExchange communities—backed by hands-on support.
Learn how it works
Scout Movement
Active scouts save 15% on single-trip & annual travel, international medical, term life and income protection.
Get your scout discount
Mining & Energy Forum
Comprehensive international medical solutions for employees and families in mining and energy—large global networks and resilient benefits.
Talk to usBrokerFish Affinity Network
20% off Optimum Global plans for members of enrolled societies/associations. Simple onboarding & code issue.
Enroll your organizationHow to use an affinity discount
- Open your program page and request a code (or verify your membership if enrolling your society).
- Choose a plan/area of cover and deductible. Popular: Worldwide excl. USA to reduce cost.
- Provide requested documents (ID + proof of membership/work status as applicable).
- Apply the code at purchase with BrokerFish or quote via our team for cashless setup.
Notes: Discounts are subject to carrier acceptance, jurisdictional rules and underwriting. Some benefits may vary by country of residence.
Need guidance?
We help compare plans from vetted international insurers and ensure your affinity code is correctly applied.
Affinity programs — FAQs
Who qualifies for The BrokerFish Affinity Network 20% discount?
Members of societies/associations that have formally joined the network. Proof of active membership is required during application.
Can I combine Premium Rewards with an affinity discount?
Discounts generally can’t be stacked. We’ll calculate which route (affinity vs. Premium Rewards) yields the best net premium for you.
Which insurers are involved?
Programs currently include Optimum Global (Affinity Network) and Expatriate Group (Premium Rewards). Other programs reference specific subpages above.
Are pre-existing conditions covered?
Coverage depends on plan selection and underwriting outcome. Some policies are moratorium; others are full medical underwriting. We’ll advise based on your health declaration.
Do I need Worldwide including USA?
Only if you reside in or frequently receive treatment in the USA. Many members lower cost by selecting Worldwide excluding USA.