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Geo Blue – Global insurance for US nationals

Geo Blue – Global insurance for US nationals

Application

GeoBlue is a provider of international travel health insurance and assistance services. It is administered by Worldwide Insurance Services, LLC and underwritten by 4 Ever Life International Limited, both of which are independent licensees of the Blue Cross Blue Shield Association (BCBSA). The Blue Cross Blue Shield Association is a federation of 34 independent and locally operated companies that provide health insurance in the United States. It was formed in 1982 through the merger of the Blue Cross Association and the Blue Shield Association. The BCBSA offers a range of health insurance products and services to individuals, families, and employer groups. It is one of the largest healthcare organizations in the United States, serving more than 106 million people.

GeoBlue is a provider of international travel health insurance and assistance services. It is administered by Worldwide Insurance Services, LLC and underwritten by 4 Ever Life International Limited, both of which are independent licensees of the Blue Cross Blue Shield Association (BCBSA). GeoBlue offers a range of travel health insurance plans and assistance services to individuals, families, and groups traveling internationally. These plans provide coverage for medical expenses, emergency medical evacuation, and other travel-related issues that may arise while traveling abroad.

GeoBlue has a network of high-quality healthcare providers around the world, including doctors and hospitals in over 180 countries. These providers are carefully selected based on their qualifications and ability to meet the needs of GeoBlue’s members. The provider network includes professionals who are certified by the American or Royal Board of Medical Specialties and speak English, as well as recommendations from over 158 Physician Advisors from around the world. GeoBlue’s provider network is designed to give members access to high-quality healthcare when they are traveling abroad. In addition, members can use the in-depth provider profiles provided by GeoBlue to make informed decisions about their healthcare choices and the providers will bill GeoBlue directly, so members do not have to worry about filing a claim

For members choosing a GeoBlue plan that offers benefits in the United States, you gain access to the largest national network and facilities that have been awarded the coveted Blue Distinction for superior medical outcomes. In the U.S., more than 80 percent of physicians and 90 percent of hospitals contract directly with Blue Cross and Blue Shield Plans.

GeoBlue is a provider of international travel health insurance and assistance services that aims to make it easy for members to access healthcare when they need it. As a member, you can use GeoBlue’s mobile tools to find the right doctor, fill a prescription, or access telemedicine services 24/7. GeoBlue also provides a translation tool with a database of over 5,000 medical terms and 4,000 medical health phrases in various languages, as well as audio files to help you play precise translations in the world’s most widely spoken languages.

The Equivalency Guide provided by GeoBlue covers commonly used and prescribed medications and includes dosing information for top destinations. If you cannot find the medication you need, the Global Health and Safety team can help. Overall, GeoBlue aims to provide comprehensive healthcare and assistance services to help members navigate the healthcare system and get the care they need when traveling abroad.

Geo Blue Voyager Single Trip travel medical insurance plan

Geo Blue voyager Singe Trip is designed for people who have the US as home country, are age 95 or younger, are enrolled in a primary plan* and the initial purchase must be made in home country before departure.

The Geo blue Voyager Choice and Essential are international travel health insurance plans that offers coverage for leisure, missionary, or business travel. The plans provide coverage for COVID-19 testing and treatment and offer a post-departure trip interruption transportation benefit of up to $1,000. Quarantine benefits of up to $50 per day for 10 days are also included. Voyager Choice offers a range of plans with varying medical limits and deductibles for trips outside the U.S. of up to 6 months for ages 95 and younger.

The choice plan covers pre-existing conditions for medical services and medical evacuation for individuals with a current U.S. health plan while there is a 180 days waiting period on the Essential plan. While a primary health plan is required, it does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible. Voyager choice and Essential also include 24/7 phone, web, mobile, and telemedicine support, as well as coverage for medical, evacuation, mental health, prescription, and accidental death and dismemberment. There is no hospital pre-certification penalty, and the Voyager Choice plan is the most popular and comprehensive option and the Essential plan have lower sub limits. Use the quote tool below to find out which plan is most suitable for you.

Geo Blue Trekker Multi Trip travel medical insurance plan

Geo Blue Trekker Multi trip plan is designed for people who have the US as home country, are age 95 or younger, are enrolled in a primary plan* and the initial purchase must be made in home country before departure.

The Trekker Choice Multi Trip plan offers a $1,000,000 medical limit and a $500,000 medical evacuation benefit to cover medical emergencies while traveling abroad. It also includes coverage for COVID-19 testing and treatment. Pre-existing conditions are covered for medical services and medical evacuation. There is no limit on the number of trips outside the U.S. that can be taken in a 12 month period, with a maximum of 70 days per trip. A primary health plan is required, but it does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible for this insurance. The plan also includes baggage protection of $100 for each bag or personal effect, as well as 24/7 phone, web, mobile, and telemedicine support. It provides coverage for medical, evacuation, prescription, and accidental death and dismemberment, and there is no hospital pre-certification penalty.

The Trekker Essential Multi trip plan offers up to $500,000 in coverage for sickness and accidents while traveling abroad. It also includes a $250,000 medical evacuation benefit to cover the costs of medical transportation in the event of a medical emergency. The plan provides coverage for COVID-19 testing and treatment, as well as pre-existing conditions for medical services and medical evacuation. There is no limit on the number of trips outside the U.S. that can be taken in a 12 month period, with a maximum of 70 days per trip. A primary health plan is required, but it does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible for this insurance. The plan also includes 24/7 phone, web, mobile, and telemedicine support, as well as coverage for medical, evacuation, and prescription expenses. There is no hospital pre-certification penalty.

* A Primary Plan is a Group Health Benefit Plan, an individual health benefit plan or a governmental health plan designed to be the first payer of claims (such as Medicare) for an Insured Person prior to the responsibility of this Plan. Such plans must have coverage limits in excess of $50,000 per incident or per year to be considered a Primary Plan. PLEASE NOTE: Medicaid and V.A. health plans do not constitute primary health insurance because they are not defined as the first payer of medical claims. The primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.

Geo Blue Expat Worldwide Medical Coverage

Geo Blue offers two alternatives for US citizens, US permanent residents or employees of a US companies in the form of Xplorer Premier and Xplorer Essential.

The Geo Blue Xploerer Premier health insurance plan is a complete coverage solution that can be used anywhere in the world. It is designed for individuals and families who plan to be outside their home country for at least 3 months a year, and allows you to customize your medical coverage to meet your specific needs. The plan offers an unlimited annual and lifetime medical maximum and includes immediate coverage for pre-existing conditions with proof of previous coverage. You have the option to see any healthcare provider outside the U.S. or access the Blue Cross Blue Shield PPO network within the U.S. The plan also includes a waived deductible for office visits, preventive care, prescriptions, and more. Optional enhanced prescription benefits and dental and vision coverage are also available. Unlimited telemedicine services are included, and in the event of the subscriber’s death, continuous coverage is provided for their spouse and dependents.

The Geo Blue Xplorer Essential health insurance plan offers complete coverage for use anywhere outside the U.S. It is an annual plan with enrollment flexibility for U.S. residents and families who plan to be outside the U.S. for at least 3 months each year. The plan allows you to add U.S. coverage for short trips home and includes an unlimited annual and lifetime medical maximum. Pre-existing conditions are immediately covered with proof of previous coverage, and you have the option to see any healthcare provider outside the U.S. In addition, you can add short-term illness, accident, and emergency medical coverage in the U.S. The plan includes a waived deductible for office visits, preventive care, prescriptions, and more. It also includes prescription coverage with the option to add enhanced prescription benefits, as well as optional dental and vision coverage. Unlimited telemedicine services are included, and in the event of the subscriber’s death, continuous coverage is provided for their spouse and dependents.

Geo Blue Navigator Student Medical plan

Geo Blue offers two alternatives for US citizens, US permanent residents or employees of a US companies in the form of Xplorer Premier and Xplorer Essential.

The Geo Blue Xploerer Premier health insurance plan is a complete coverage solution that can be used anywhere in the world. It is designed for individuals and families who plan to be outside their home country for at least 3 months a year, and allows you to customize your medical coverage to meet your specific needs. The plan offers an unlimited annual and lifetime medical maximum and includes immediate coverage for pre-existing conditions with proof of previous coverage. You have the option to see any healthcare provider outside the U.S. or access the Blue Cross Blue Shield PPO network within the U.S. The plan also includes a waived deductible for office visits, preventive care, prescriptions, and more. Optional enhanced prescription benefits and dental and vision coverage are also available. Unlimited telemedicine services are included, and in the event of the subscriber’s death, continuous coverage is provided for their spouse and dependents.

The Geo Blue Xplorer Essential health insurance plan offers complete coverage for use anywhere outside the U.S. It is an annual plan with enrollment flexibility for U.S. residents and families who plan to be outside the U.S. for at least 3 months each year. The plan allows you to add U.S. coverage for short trips home and includes an unlimited annual and lifetime medical maximum. Pre-existing conditions are immediately covered with proof of previous coverage, and you have the option to see any healthcare provider outside the U.S. In addition, you can add short-term illness, accident, and emergency medical coverage in the U.S. The plan includes a waived deductible for office visits, preventive care, prescriptions, and more. It also includes prescription coverage with the option to add enhanced prescription benefits, as well as optional dental and vision coverage. Unlimited telemedicine services are included, and in the event of the subscriber’s death, continuous coverage is provided for their spouse and dependents.

Geo Blue Navigator Crew Medical plan

The Geo Blue Navigator Crew Medical plan is designed for maritime crew members and offers complete, affordable worldwide coverage. All U.S. citizens and U.S. permanent residents living abroad who are 74 or younger at the time of application are eligible to apply for coverage. It is an annual plan for individuals who plan to be outside their home country for at least 3 months each year. The plan covers dependents and families (only the subscriber must be in the crew profession) and includes coverage for amateur sailboat racing and alcohol-related injuries. It offers an unlimited annual and lifetime medical maximum and is primary to protection & indemnity (P&I) insurance.

Pre-existing conditions are immediately covered with proof of previous coverage, and you have the option to see any healthcare provider outside the U.S. or access the Blue Cross Blue Shield PPO network within the U.S. The plan covers contraceptive services and supplies and includes prescription coverage, with the option to add dental and vision coverage. Unlimited telemedicine services are included, and the plan covers medically necessary COVID-19 testing and treatment. It also includes coverage for SCUBA diving up to 20 meters in depth for PADI or NAUI certified divers or those accompanied by a certified instructor.

Geo Blue Navigator Missionary Medical plan

The Geo Blue Navigator Missionary Medical plan is designed for NGOs, missionaries, and those involved in humanitarian work. It offers complete, affordable worldwide coverage for individuals and their families who plan to be outside their home country for at least 3 months each year. The plan covers dependents and families (only the subscriber must be a member of an NGO or charitable organization) and includes an unlimited annual and lifetime medical maximum. Pre-existing conditions are immediately covered with proof of previous coverage, and the plan covers illnesses and injuries related to terrorism.

You have the option to see any healthcare provider outside the U.S. or access the Blue Cross Blue Shield PPO network within the U.S. The plan includes prescription coverage and the option to add dental and vision coverage. Unlimited telemedicine services are included, and the plan covers medically necessary COVID-19 testing and treatment. In the event of the subscriber’s death, continuous coverage is provided for their spouse and dependents.

Geo Blue Voyager Group Single Trip travel medical insurance plan

Geo Blue Voyager Group Single Trip travel medical insurance plan offers a 10% discount for groups of 5 or more. It allows you to choose from varying medical limits and deductibles and is designed for trips outside the U.S. up to 6 months for individuals 95 years old and younger*. The plan covers COVID-19 testing and treatment and offers 24/7 phone, web, mobile, and telemedicine support. It includes coverage for medical, evacuation, RX, and AD&D.

Table of Benefits

Policy Wording

Exclusions