Brokerfish

Globality Health

Globality Health

Reliable medical insurance with Globality Health underwritten by Munich Re.

Application

Globality Health is a company that specializes in providing health insurance services to expats, or people who live and work abroad for extended periods of time. The company is headquartered in Luxembourg and has an international team that works to provide high-quality service and insurance solutions to its clients. It serves both internationally active companies and individual clients who are planning a long-term stay abroad and want to insure themselves privately. With a growing number of expats worldwide, Globality Health operates in a dynamic and fast-paced environment. Globality Health combine their world-wide know-how that comes with belonging to one of the strongest international insurance groups. At the same time they rely on their own global service network. You receive the best of two worlds: international experience and local, individual care.

Service highlights

Globality Health places a strong emphasis on providing personalized, direct care to its clients. The company offers its documents, forms, and online portals in multiple languages and assigns a personal contact person to each client in its various service departments. It also performs regular compliance checks to ensure that insurance coverage can be offered under the best possible conditions. Globality Health has a network of worldwide assistance and service partners that provide high-quality care and fast access to medical treatment for its clients. Its insurance tariffs allow clients to choose their own doctors and hospitals while still providing full coverage for inpatient, outpatient, and dental treatment, as well as assistance services. The Globality CoGenio tariff is designed for groups of policyholders, such as all employees of a company, and does not have a financial cap. Globality Health also offers tools to help clients monitor their insurance contracts and provides transparent reports on the quality of its services. The “My Globality App” makes it easier for clients to submit invoices.

Individual and Family Plans

It’s important to have a reliable and comprehensive health insurance policy when living and working abroad, as unexpected medical expenses can be a significant financial burden. The Globality YouGenio World plan from Globality Health aims to provide individuals and their families with the peace of mind that comes with knowing they have access to high-quality medical care and coverage for unexpected medical expenses while living and working abroad.

The Globality YouGenio World plan from Globality Health is a premium health insurance policy that provides comprehensive inpatient, outpatient, and dental coverage, flexible underwriting, and market-leading global services to individuals and their families. The plan has four levels to choose from, with the Essential plan offering attractive premiums and the Top plan providing the most comprehensive coverage. Globality Health’s service centers are knowledgeable about local health systems and offer assistance and support to clients, as well as direct access to medical services in the area. The plan aims to provide peace of mind to individuals and their families by offering a range of coverage options to suit different needs and budgets.

The Globality YouGenio World plan from Globality Health offers a range of benefits to individuals and families living and working abroad, including direct settlement of medical expenses worldwide, the ability to choose your own doctor, coverage of pre-existing medical conditions, and comprehensive inpatient, outpatient, and dental insurance coverage. The plan also offers regional pricing to keep premiums stable and relative to local treatment costs, and there are no age restrictions for enrollment. Within a family group, any combination of plan levels and options is available. The plan also provides direct access to service centers and healthcare providers in your region, and contract documents are available in multiple languages. The plan allows for reimbursement in 150 currencies, with the option to choose EUR, USD, or GBP as the contractual currency. There are up to five deductible options available to choose from.

Essential

Our attractively priced entry plan covers inpatient medical treatment and medical assistance – a unique offer, available with Globality Health.

Classic

In addition to inpatient cover, the Classic plan offers additional cover for outpatient medical treatment and medical assistance at an attractive rate.

Plus and Top

Globality YouGenio® World Plus and Top include both outpatient and inpatient treatments, in addition to attractive coverage of dental treatments and comprehensive assistance services. A range of deductible options allows you the possibility to adapt the rates to your personal needs.

For companies, organizations and groups

Globality CoGenio is a healthcare insurance plan offered by Globality Health that is designed for employers who have employees working abroad. It provides first-class outpatient, inpatient, and dental care, as well as special assistance services, to ensure that employees have access to high-quality medical care in the event of illness or injury. The plan offers flexible underwriting solutions and reliable, comprehensive coverage, and is available 24/7 through a market-leading service network.

Globality Health also provides personalized support and top-notch advice to employees and their families around the clock, as well as an HR portal that streamlines the process of registering employees for care and provides quick access to important information about the group insurance contract. The company is committed to delivering the best possible care in a cost-effective way to ensure that employees receive qualified diagnoses and outstanding medical treatment while also respecting the employer’s budget.

The Globality CoGenio plan from Globality Health is an insurance policy designed to provide international staff with the best insurance protection and immediate local care while working abroad. The plan offers a range of benefits, including no overall limits, no waiting periods, direct settlement of medical expenses worldwide, the ability to choose your own doctor, and coverage of cancer treatment in all plan levels. It also has no maximum reimbursement limit for medical transport and repatriation, and accident-related and analgesic dental treatment are available in all plan levels. There are no age limits for enrollment in the plan, and contract documents are available in multiple languages. The plan allows for reimbursement in 150 currencies, with the option to choose EUR, USD, or GBP as the contractual currency. There are up to four deductible options available to choose from.

The Globality CoGenio plan from Globality Health offers three plan levels: Classic, Plus, and Top. These plans provide different levels of inpatient, outpatient, and dental care, as well as assistance services, allowing employers to tailor the insurance protection to the specific needs of their company. By offering a range of coverage options, Globality CoGenio allows employers to choose a plan that meets their budget and the needs of their international staff. It’s important to carefully review the terms and conditions of any insurance policy before purchasing it to ensure that it provides the coverage you need.

Globality CoGenio is a health insurance plan from Globality Health that is designed to provide employees with access to high-quality medical care and support anywhere in the world. The plan has a network of service centers and assistance partners on the ground that offer round-the-clock service in multiple languages and are familiar with the local health systems and regional structures. These service centers can recommend medical providers, doctors, and hospitals that meet Globality Health’s standards, and they can also make appointments and acquire necessary medication on behalf of clients. The service centers aim to provide consistent and seamless services to clients, regardless of their location, and can support employees as they move from one region to another. By offering reliable and comprehensive health insurance coverage and support, Globality CoGenio aims to ensure that employees are in good hands at all times.

Table of Benefits

Policy Wording

Exclusions