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Welcome to Genki Health Insurance – Unleash Your Wellness Journey

Embark on a journey where your well-being knows no bounds with Genki Health Insurance. We invite you to explore a world of comprehensive coverage, exclusive benefits, and unparalleled support tailored for digital nomads, expats, and travelers. Our commitment is to redefine your global health experience with three distinctive plans – Genki Resident, Genki Resident Premium that both offers long term solutions, and Genki World Explorer which is a short term solution.

Genki Resident Plan – Your Gateway to Global Health

Are you a digital nomad, expat, or long-term traveler seeking comprehensive international health coverage? Look no further than the Genki Resident Plan – your dedicated passport to global health.

Why Opt for Genki Resident?

  • Telemedicine & Online Prescriptions: Convenient video consultations with doctors and online prescriptions for seamless healthcare access.
  • Choose Any Doctor: Enjoy the freedom to book visits with your preferred doctor or hospital, all covered under Genki Resident.
  • Direct Billing with Hospitals and Doctors: No reimbursement hassles. Our 24/7 assistance ensures direct payments for hospital admissions and doctor appointments.

Your Exclusive Benefits:

  • Dental Care: Receive high-quality fillings, inlays, root canal treatment, extractions, and more.
  • Whole-Body Care: Access physiotherapy, homeopathy, osteopathy, chiropractic, traditional Chinese medicine, acupuncture, massages, and more.

Special Features:

  • Pre-existing Conditions: Tailored coverage for past and chronic medical conditions, subject to a review of your medical history.
  • Mental Well-being: Benefit from three sessions of psychological primary care and hospitalization for mental health treatment.
  • Pregnancy Coverage: Comprehensive support for prenatal & postnatal care, ultrasound examinations, midwives & birth assistants, and childbirth.
  • Rehabilitation Measures: Access rehabilitation while hospitalized for a holistic recovery experience.
  • Medical Transportation: Emergency medical transportation and repatriation options for your peace of mind.
  • All Sports Included! Enjoy coverage for all types of sports, excluding consequences of professional sports.
  • Flexible Coverage: Optimize your plan by excluding coverage in Canada or the USA for a lower monthly price. Home country visits are covered for 180 days per calendar year.

Genki Resident – Simplifying Global Health

Embark on a health journey with Genki Resident – where simplicity meets comprehensive coverage. Managed by DR-WALTER and supported by Barmenia, your trusted German insurer and risk carrier, we prioritize your well-being globally.

Choose Genki Resident – because your health should know no boundaries. Make your health a priority today!

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Genki Resident Premium Plan – Elevating Your Global Health Experience

For those who seek the pinnacle of international health coverage, the Genki Resident Premium Plan is your exclusive ticket to unparalleled well-being. Tailored for digital nomads, expats, and long-term travelers, this premium plan redefines your global health experience.

Why Upgrade to Genki Resident Premium?

  • Extended Benefits: Enjoy everything offered in the Genki Resident Plan, plus exclusive features that elevate your health coverage.
  • Vaccinations & Medical Checkups: Stay proactive with yearly vaccinations and comprehensive medical check-ups for optimal well-being.
  • Eyesight Correction & Optical Care: Access eyesight correction surgery (€2k / eye), glasses, and contact lenses for enhanced vision.
  • Dental Care Perks: Receive dental cleaning twice a year and dentures with a 50% coverage of costs.
  • Mental Well-being Boost: In addition to the Genki Resident benefits, enjoy outpatient psychotherapy for mental health support.
  • Rehabilitation Excellence: Benefit from outpatient rehabilitation measures, providing extended support beyond hospitalization.
  • Pregnancy Enhancements: Comprehensive coverage includes first trimester screening, amniocentesis, and additional perks for prenatal & postnatal care.
  • Hospital Comforts: Enjoy single-room accommodation in the hospital and treatment by the chief physician for personalized care.
  • Daily Allowance: Receive a daily allowance from the 15th day of hospitalization (€50 / day) to ease additional expenses.

    Exclusive Features of Genki Resident Premium:

    • Elevated Dental Care: In addition to regular dental benefits, receive dentures with 50% coverage of costs and enjoy dental cleaning twice a year.
    • Enhanced Mental Health Support: Avail outpatient psychotherapy without hospitalization, providing flexibility and extended mental health care.
    • Prenatal & Postnatal Excellence: Additional perks for pregnancy coverage include first trimester screening, amniocentesis, preparation courses, and postnatal exercises.
    • Extended Rehabilitation Measures: Enjoy 20 days of outpatient rehabilitation measures, ensuring a holistic recovery beyond hospitalization.
    • Comforts in Hospital Stay: Access single-room accommodation in the hospital and treatment by the chief physician for a personalized and comfortable experience.
    • Daily Allowance for Extended Hospital Stays: Receive a daily allowance from the 15th day of hospitalization to alleviate additional expenses.

    Genki Resident Premium – Redefining Global Health Excellence

    Embark on an elite health journey with Genki Resident Premium – where excellence meets comprehensive coverage. Managed by DR-WALTER and supported by Barmenia, your trusted German insurer and risk carrier, we prioritize your well-being globally.

    Upgrade to Genki Resident Premium – because your health deserves nothing but the best. Make your health a top priority today!

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    Genki World Explorer

    Genki World Explorer is a health insurance plan designed for travelers such as digital nomads and backpackers. It provides coverage for periods ranging from one month to two years, and is offered on a monthly subscription basis that can be cancelled at any time.

    The price of the plan depends on factors such as age, region of coverage, and deductible. The plan covers medical treatment at any authorized healthcare provider around the world, including inpatient and outpatient visits. It also includes limited dental and mental health treatment. In the event of a COVID-19 diagnosis, there is no cost limit for treatment and the plan will be noted on your certificate for immigration purposes. Quarantine costs are not covered as they are not considered medically necessary.

    The plan covers sports injuries and offers 24/7 emergency assistance and direct billing for hospital stays. It also covers the travel costs for a family member or close friend to visit in the event of a hospital stay lasting longer than five days, and covers medical transport costs to the nearest appropriate hospital.

    Pregnancy check-ups, ultrasounds, treatment for complications, labor and delivery, and postnatal care are also covered up to a certain amount. The plan offers emergency dental treatment and initial outpatient treatment for mental illnesses, as well as emergency inpatient treatment for first-time mental or emotional disorders. Medication and materials deemed medically necessary are also covered.

    The plan is available for worldwide coverage or worldwide coverage excluding Canada and the US, with the latter option limiting coverage in those countries to six weeks out of every 180 days. To maintain the plan, policyholders must file claims as quickly as possible, release their doctor from the physician-patient privilege if needed, and provide proof of prior healthcare coverage if seeking reimbursement for costs incurred during the waiting period.

    The plan becomes effective at midnight in Germany's time zone on the date of purchase and is active for two years. It can be cancelled at any time on the website, with the option for a refund within the first 14 days of purchase.

    The risk is carried by Allianz Partners and administration and claims is handled by Dr-Walter.

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    Allianz Partners

    Allianz Partners is the underwriter and insurer of the Genki World Explorer insurance plan. It is a well-known and trusted company in the insurance industry, known for its transparent and intuitive solutions that provide peace of mind to its clients. Allianz Partners combines the convenience of digital services with a personal touch, making it a leader in its field. The company has a large international network and is able to provide local expertise in 75 countries. Its team of experts is available to help and has handled over 65 million cases, performed 8500 medical evacuations, and has a network of over 1.1 million medical providers, including clinics, hospitals, and doctors.


    DR-WALTER is a leading provider of insurance for private and business travel, as well as stays abroad. It handles claims and administration for its policies and has been a trusted partner for au pairs, expats, travelers, and development workers for over 60 years. The company offers a range of insurance options for business, educational, and holiday travel, including coverage for expats and travelers visiting higher risk areas. It has established itself as a leading provider of insurance for foreign visitors, particularly au pairs and language students, and is known for its unconventional travel insurance solutions.

    The company was founded by Dr. Siegfried Walter, who received his doctoral degree in German studies in 1952 and later developed the first insurance coverage for foreign visitors in Germany while working with the German Academic Exchange Service (DAAD) and Volkswohl Versicherung (later Continentale). In 1996, Dr. Walter appointed Reinhard Bellinghausen as managing director and brought his daughters into the company. He eventually retired from day-to-day business, but continued to support the company with his extensive experience until his death in 2009 at the age of 87.

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