Luma Travel Insurance to & from Asia

LUMA Travel Pass (Anywhere to Anywhere)

Global travel coverage from virtually any origin to any destination. Ideal for long-haul or multi-country trips that are not within Asia.

Key Features

• Global coverage with COVID-19 and motorcycle accident protection
• Trip durations up to 180 days
• Coverage available for travelers up to 80 years old (selected plans)
• Core benefits: inpatient/outpatient medical, trip interruption, baggage loss, emergency evacuation
• Five plan levels: Lite, Standard, Silver, Gold, Platinum
• Fully digital process — purchase and receive policy online
• Multi-currency options: USD, THB, GBP, AUD, EUR

Eligible Origins & Destinations

Important Notes (Summary)

• The Table of Benefits is a summary only; sub-limits may apply. Read the Policy Wording to ensure suitability.
• Policy must be purchased before your trip starts. Anticipated events at purchase are not covered.
• Earliest start date is the purchase date (not before).
• Maximum period of insurance: 180 consecutive days.
• Policy must start within 120 days of issue; otherwise it is not valid.
• Eligible ages: 4 weeks to 80 years. A medical deductible applies per person per trip for insured persons aged 71+.
• Policyholders reaching age 81 during the policy term are not eligible to purchase a new policy.
• Premiums may be readjusted based on age for insured persons aged 71+.
• Pre-existing conditions are not covered; review the general exclusions and specific pre-existing conditions page in the policy terms.
• Travel taken for the purpose of seeking medical treatment, operations, post-operative check-ups, or procedures is not covered.
• Claims should be submitted within 30 days of the occurrence or first treatment.
• Permanent residents and students outside their resident country are excluded.

Get a Quote for LUMA Travel Pass

LUMA Asia Pass (Trips To / Within Asia)

Designed for trips to or within Asia. Choose this option if your itinerary primarily covers Asian destinations and you want region-aligned protection.

Who it’s for

• Travellers with single or multi-country itineraries in Asia
• Visitors to friends/relatives, business travel, or short breaks around the region
• Those wanting a focused area of cover with clear medical and travel benefits

Review exclusions, age limits, and any pre-authorization requirements in your policy wording. For background on coverage rules, see
Underwriting and our Buyer’s Guide.

Get a Quote for LUMA Asia Pass

LUMA World Pass (Asia Origins to Worldwide)

Built for travellers whose trips originate in Asia and extend worldwide (including multi-region itineraries). A good choice if you live in Asia and plan to visit multiple continents.

Why choose World Pass?

• Flexible routing for complex itineraries starting in Asia
• Medical and travel benefits aligned to international trips
• Digital purchase and policy issuance

Always confirm covered destinations, maximum trip durations, and age eligibility before purchase. For general limits and typical exclusions, review our
Exclusions and Pre-existing Conditions pages.

Get a Quote for LUMA World Pass

Important

• Always read the Policy Wording and Table of Benefits before purchasing to confirm coverage, sub-limits, and exclusions.
• Pre-existing conditions are not covered; review our pages on pre-existing conditions and overall exclusions.
• Premiums and eligibility may vary; for context see Underwriting and our Buyer’s Guide.